Retirement Planning

Strategic Planning & Intentional Action.

What Does Your Ideal Retirement Look Like?

"If you can live on less than you make, spend consciously, and save for future expenses, you will be well-positioned for what lies ahead."

— Adam Bold

TRAVEL
EDUCATION
GIVING
LIVING

Eliminate Debt

The average credit card balance was $6,501 in 2023. We coach you to cut high-interest cycles and live debt-free.

Building Emergency Fund

Target 3-6 months of expenses for emergencies. This safety foundation is the first play in your book.

Target Savings

Starting early strive to save a percentage of your income toward retirement, including your company's matching contributions.

Retirement Vision

Advising Further

HSA (Health Savings Account)

2026 limits: $8,750 (family). HSAs roll over and grow tax-free—making them a powerful hidden retirement account.

SIMPLE IRA / 401(k) Match

Smaller employers commonly use SIMPLE IRAs with a 3% match. Don't leave free money on the table—it's a 100% immediate return.

Secure 2.0 Act

Allows enhanced "Super Catch-up" contributions for ages 60–63, giving pre-retirees a powerful opportunity to accelerate savings in their final working years.

Estate Essentials

Just as sports teams have a succession plan, you need to direct who gets what and who handles decisions when you can't.

Communicate Your Wishes: Protect your family by communicating your wishes clearly.
POA & Health Care Proxy: Empower someone you trust to act for you.
Beneficiary Designations: Update TOD (Transfer on Death) and POD (Pay on Death) on all investment and bank accounts.

Communicate What Matters

"Your earning power is likely your largest asset. According to the 2024 Insurance Barometer Study, 42% of Americans are underinsured or totally uninsured."

We evaluate Life & Disability Coverage as part of your holistic plan.

Request a Coverage Review

Retirement planning starts long before retirement. Let's start the convo.

(941) 483-3600 Get Your Playbook

Important Disclosure

All written content on this site is for information purposes only. Opinions expressed herein are solely those of Ferris Wheel Finance, Inc. and our editorial staff. Material presented is believed to be from reliable sources; however we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual advisor prior to implementation. Advisory services are offered by Ferris Wheel Finance, Inc., a Registered Investment Advisor in the State of Florida. Ferris Wheel Finance, Inc., is not affiliated with or endorsed by the Social Security Administration or any government agency, and are not engaged in the practice of law. The presence of this web site shall in no way be construed or interpreted as a solicitation to sell or offer to sell advisory services to any residents of any State other than the State of Florida or where otherwise legally permitted. All written content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions.